Privacy Practices

 

Internet Privacy Policy

 
 

PLEASE READ THIS INTERNET PRIVACY CAREFULLY BEFORE USING OR OBTAINING ANY MATERIALS, INFORMATION, PRODUCTS OR SERVICES THROUGH THE WEBSITE. PAN-AMERICAN LIFE VALUES YOUR PRIVACY, THIS POLICY EXPLAINS TO YOU THE MANNER IN WHICH THIS WEBSITE COLLECTS AND HANDLES INFORMATION ABOUT YOU. BY ACCESSING THE WEBSITE, YOU AGREE TO ACCEPT, WITHOUT LIMITATION OR QUALIFICATION, THIS INTERNET PRIVACY POLICY.

Pan-American Life Insurance Group, Inc. and its controlled affiliates, subsidiaries and branches (collectively, “Pan-American Life”) strongly believe in the value of privacy. As described in this Internet Privacy Policy (“Policy”), Pan-American Life is committed to properly use and safeguard the privacy of all personally identifiable information (“Personal Information”) that is collected from you when you visit and use PALIG.com.  This Policy may be modified or supplemented in order to comply with country specific local requirements.

This policy applies to data which palig.com and the technologies it employs to collect such data. IT DOES NOT APPLY TO: Third parties (such as Facebook or LinkedIn) even though you may be able to access these websites from our services from palig.com.

COLLECTION AND USE OF PERSONAL INFORMATION

This website does not collect personal information about you unless you provide it to us and provide your affirmative consent. Any information you provide in this way is used only for the purpose for which you provide it. 

INFORMATION WE COLLECT AUTOMATICALLY 

This website may collect certain information using automated data technology. This information is collected in aggregate and used to measure traffic and improve the functionality of our websites so that we may better serve you. At this time, we do not respond to browser based Do Not Track (DNT) signals. The information collected from each user of this website may include:

  • IP address assigned to you on the date you visit this website;
  • Information about how you use our site, such as which pages you visit and how long you spend on each page;
  • The domain name of the website which you connected from;
  • Data gathered pixel tags, web beacons, clear GIFs (Graphics Interchange Format) or other similar technologies.

 

TECHNOLOGIES WE USE TO COLLECT AND ANALYZE INFORMATION

  • Cookies: A cookie is a small file placed on the hard drive of your computer. Cookies enable us and technologies we use to recognize your browser on repeat visits. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of our Website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Website.
  • Google Analytics: We use analytics cookies or performance cookies, to collect information that is used to help us understand how our Websites are being used or help us customize our websites and application for you or about your use of this website. These cookies give us aggregated information that we use to monitor website performance, count page visits, spot technical errors, see how users reach this website. Google Analytics collects only the IP address assigned to you on the date you visit this website, no personally identifiable information is collected. Any information collected by Google Analytics about your visits to this website is restricted by the Google Analytics Terms of Use and the Google Privacy Policy. You can prevent Google Analytics from recognizing you on return visits to this website by disabling cookies on your browser or visiting the Google Analytics Opt Out page.
  • Pixel tags, web beacons, clear GIFs or other similar technologies: Pages of our the Website [and our e-mails] may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit Pan-American Life, for example, to count users who have visited those pages or [opened an email] and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).

 

SOCIAL MEDIA THIRD PARTY COOKIES

During your visit to this website, you may notice embedded content from other social media website such as YouTube or Facebook, and you may be presented with cookies from these websites.  Pan-American Life has no control or liability over these cookies or settings.  You should check the third party’s cookie policy for more information. 

SECURITY

Pan-American Life works hard to make sure that our systems are secure.  Where appropriate, we use firewalls, encryption, intrusion detection and vulnerability assessment technology, as well as passwords, personal identification numbers and access control to systems and data.

We do not disclose any Customer Information about our customers, former customers, website visitors to anyone, except as permitted or required by law. We do not sell any of your personal information.

CHANGES AND MODIFICATIONS

We may change this Policy at any time. Please see the Effective date at the top of this page to see when this policy was last revised. Any changes in this Policy will become effective when we make the updated policy available on or through our website.

This Policy incorporates, and forms part of, the Pan-American Life Insurance Group Privacy Policy, and is also subject to all applicable laws and regulations, including those regarding copyright, trademark, and other intellectual property rights.

If you have any further questions, please contact us through our Customer Relationship Management Center (CRMC) at 1-877-939-4550 or email us at CRMC@palig.com.

Effective June 12, 2017