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Pivot Health Launches Proprietary Short‑Term Medical Insurance Product Underwritten by Pan‑American Life Insurance Company
United States
April 18, 2024
Estimated Reading Time: 2m
New Orleans, Louisiana, April 18, 2024 – Pan‑American Life Insurance Company (PALIC), a leader in technology‑enabled health insurance solutions, announced it has partnered with Pivot Health by HealthCare.com to market short‑term medical (STM) insurance in more than 25 states.
“This partnership with the short‑term medical specialists at Pivot Health is a significant milestone for Pan‑American Accident & Health,” said J.J. Lafleur, Vice President U.S. Group, Pan‑American Life. “Pivot Health’s unmatched digital channels facilitate the immediate expansion of our diverse offering of short‑term medical insurance plans, designed to address the unique needs of individual and family healthcare expenses in today’s landscape.”
Short‑term medical insurance is a temporary solution for individuals who have missed the open enrollment period, are in an employer waiting period, are aging off a parent’s health insurance plan, an early retiree without access to Medicare, and other life situations that inhibit an individual from getting primary medical health insurance coverage. Pivot Health short‑term medical plans also offer free telemedicine visits and Point Health advocacy services to help policyholders find doctors or facilities in their local area, set timely appointments, and know healthcare pricing for services before an initial visit or treatment begins.
“Pivot Health has been a market leader in the short‑term medical insurance space since 2016. Our experienced team is eager to expand Pivot’s product portfolio with Pan‑American because of its unique positioning that captures the primary needs consumers and insurance brokers are asking for when seeking an insurance solution while between major medical health insurance policies,” said Deirdre Ragan, President of Pivot Health. “A short‑term policy from Pan‑American policies will give Pivot Health access to unlimited doctor office visits, zero copays for hospitalization, waived deductible requirements for routine screenings, and more. Pivot Health is now poised to offer multiple STM insurance solutions from various carriers no matter what the healthcare landscape looks like in the coming years.”
About Pivot Health (a HealthCare.com company)
Launched in 2016, Pivot Health is an insurance product development, management and marketing company led by an experienced team of health insurance professionals managing over $7 billion of insurance premium. The company has proprietary products and dedicated relationships with several national carriers. Pivot Health was acquired in 2018 by HealthCare.com, the nation’s largest privately‑owned search‑and‑compare health insurance shopping platform. For more information, visit www.pivothealth.com and www.healthcare.com.

ABOUT PAN‑AMERICAN LIFE INSURANCE GROUP (PALIG)

Founded in 1911 and headquartered in New Orleans, Pan‑American Life Insurance Group (PALIG) provides life, accident, and health insurance to more than 7.1 million customers across the United States, Latin America, and the Caribbean. Operating in 22 countries with more than 2,200 employees, PALIG holds a Financial Strength Rating of A (Strong) from Fitch Ratings and A (Excellent) from AM Best, PALIG delivers trusted financial protection and lifelong well‑being. Learn more about how they are people you can trust for life at palig.com. 
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