The impact of going without health insurance reaches far beyond the cost of medical care. A sudden illness or injury can create financial strain in ways many people do not expect, from large out-of-pocket expenses and missed paychecks to drained savings and mounting debt. Some may even put off getting the care they need because of the cost, which can lead to more serious health and financial challenges down the road. Health insurance provides a layer of financial protection and helps remove barriers to care when it matters most.

September 25, 2026

Choosing the right health insurance is about more than cost and coverage. Learn the key questions to ask about preventive care, provider networks, healthcare costs, wellness resources, and long-term support to help protect your health and wellbeing.

September 15, 2026

Whole person wellbeing is the idea that your life works better when all three areas support each other. This article explains how these connections work and offers practical steps to help you feel healthier, happier, and more financially confident.

January 26, 2026

Refresh your financial plan with quick, practical steps to get more value from your life and health insurance this year.

January 13, 2026

At PALIG, we believe that improving access to care is not only the right thing to do, it’s a solvable problem.

November 11, 2025