Health Insurance

Health insurance does more than just pay for medical expenses. It limits out of pocket expenses, grants you access to preventive care, reduces the need to delay necessary medical care, all of which combines to offer you peace of mind.

Pan-American Life offers products for groups and individuals that can be tailored to the specific needs of the client, providing affordable and flexible plans to suit every financial need.

*Product offerings may vary by jurisdiction. Please visit the page for your country of residence for specific product information.

Individual Health

Your health insurance needs are very unique. You may be self-employed, not employed—or just searching for a better healthcare plan. With the affordable individual health insurance plans of Pan-American Life you can prevent health problems and have the best medical coverage options when problems occur. Our plans are designed to fit your unique needs. 

International Major Medical

Health insurance offers protection and peace of mind to the insureds and their family. In case of a an accident, a disease or any health related issues that could arise unexpectedly, Pan-American Private Client offers International Major Medical products that will provide global access to the highest medical service.

Group Health

We are a provider of innovative Group Benefit solutions, and with our diverse product portfolio and decades of experience, we can customize group life, group medical or pension packages that will suit your needs - whether you are a small business, a medium sized company or a large corporation. We aim to provide comprehensive coverage and an efficient claim servicing that will be of value when your employees need it the most.

Multinational Solutions

In an increasing globalized and ever changing world, multinational companies require innovative solutions and adequate strategies that will allow them to satisfy the personal needs of their workforce.

Pan-American Life specializes in providing multinational corporations with high quality benefits and services for employers and their families.

Pan-American Life’s international programs are coordinated by a team of local experts in each country.

Our Advantages:

  • Coverage is customized according to the region and company policy
  • Consistent, top notch Pan-American Life service standards in all countries
  • Solutions through local, regional and multiple options programs of international and captive “pool”
  • Centralized negotiations in your city or region
  • Policyholders receive reimbursements in their country of residence and in their local currency
  • Immediate access to the PALIGMED medical provider network in each city
  • On-site clinics to personalize your preventive care, wellness and disease management programs

Stop Loss

Medical Stop Loss is an insurance product that provides protection against catastrophic or unpredictable losses. It is purchased by employers who have decided to self-fund their employee benefit health plans, but do not want to assume 100% of the liability for losses arising from their plans. 

Administrative Services

Pan-American Life offers administrative services that provide outsourced solutions to meet the administrative needs of the client, with the client retaining all employment-related risks and liabilities. In this arrangement, the organization funds its own employee benefit plan and Pan-American Life evaluates and processes the claims under the employee health plan while the client remains responsible for paying the claims.

© 2017 Pan-American Life Insurance Group. All Rights Reserved.

© 2017 Pan-American Life Insurance Group. All Rights Reserved.