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Life Insurance for Foreign Nationals
Life Insurance solutions that fit your needs
Let us help you protect yourself and your loved ones today
Who is a Foreign National?
Pan‑American Private Client offers impressive insurance solutions to high‑net‑worth foreign nationals seeking U.S. dollar denominated policies.
A foreign national is a person who is not a citizen of the country in which he or she resides or temporarily sojourns. For example, a foreign national in the United States is someone who is neither a citizen nor a permanent or temporary resident of the United States.
Explore our Solutions
Indexed Universal Life
Universal Life
Term Life
Indexed Universal Life
Indexed Universal Life
Universal Life
Universal Life
Term Life
Term Life
Need life insurance and seek investment opportunities? Indexed Universal Life Insurance is an exciting option that combines permanent life insurance with innovative cash value accounts that offer potentially higher returns. A unique feature of PALIG’s Indexed Universal life policy is the ability to link up to three global stock indexes to your account ‑ and enjoy tax advantages, too.
Global Assets Indexed Universal Life (IUL)
Global Assets Indexed Universal Life (IUL)
Lifetime protection with smart growth
This insurance combines lifetime coverage with the ability to accumulate cash value, linked to the performance of selected stock market indexes. Ideal if you are looking to protect your family while building long‑term savings.
Main Features:
- Face values from USD 100,000 to USD 10,000,000
- Flexible premiums, personalized to fit your financial means
- Opportunity to accumulate cash value
- Access to loans or withdrawals from cash value
- Tax benefits
- Age of eligibility: 18 to 75 years old
To request a quote,
Vista IUL
Vista IUL
Personalized protection with a view to the future
This option is designed for those who wish to combine financial security with asset growth. Your premiums are strategically invested, giving you flexibility and returns linked to the performance of global indices.
Ideal for:
- People from ages 0 to 80
- Amounts starting at USD 100,000 (no pre‑established limit)
- Access to cash value and multiple options for withdrawal
- Guaranteed fixed rate of 2%
- Coverage up to age 121
- Various forms of payment and optional benefits
To request a quote, click here.
Global Assets Indexed Universal Life (IUL)
Global Assets Indexed Universal Life (IUL)
Vista IUL
Vista IUL
Lifetime protection with smart growth
This insurance combines lifetime coverage with the ability to accumulate cash value, linked to the performance of selected stock market indexes. Ideal if you are looking to protect your family while building long‑term savings.
Main Features:
- Face values from USD 100,000 to USD 10,000,000
- Flexible premiums, personalized to fit your financial means
- Opportunity to accumulate cash value
- Access to loans or withdrawals from cash value
- Tax benefits
- Age of eligibility: 18 to 75 years old
To request a quote,
If you need permanent life insurance, but prefer flexible premiums, Universal Life insurance may be right for you. These product are designed to evolve with your changing needs. From a savings component that can be used when needed most, to retirement funds and more, these best‑in‑class solution, with excellent cash accumulation value, will be with you for a lifetime.
NexGen
NexGen
Designed for people and companies with big goals. NexGen offers flexibility, financial growth, and lifetime protection.
Main Features:
- Coverage starting at USD 200,000
- Option of level or increasing death benefit
- Guaranteed rate of 3%
- Age of eligibility: 0 to 90 years old
- Access to cash value and additional coverages
To request a quote,
Legacy Value
Legacy Value
With this insurance, you can protect your assets and build a solid financial future. Its flexibility makes it ideal for those seeking security and long‑term cash value accumulation.
Main Features:
- Face values starting at USD 200,000
- Guaranteed interest rate of 3%
- Optional coverages for critical illness, accidents, and more
- Age of eligibility: 0 to 75 years old
To request a quote,
Tradition Plus
Tradition Plus
Guaranteed stability for 20 years
A Universal Life insurance option with level premiums and coverage you can trust. Designed to give you peace of mind for the next two decades, with access to accumulated cash value and additional benefits.
NexGen
NexGen
Legacy Value
Legacy Value
Tradition Plus
Tradition Plus
Designed for people and companies with big goals. NexGen offers flexibility, financial growth, and lifetime protection.
Main Features:
- Coverage starting at USD 200,000
- Option of level or increasing death benefit
- Guaranteed rate of 3%
- Age of eligibility: 0 to 90 years old
- Access to cash value and additional coverages
To request a quote,
Term Life insurance is a reliable, cost‑effective life insurance policy set to protect you for a fixed period. This simple, affordable solution provides peace of mind to loved ones and is designed to fit any budget. With a variety of terms to choose from, learn more today to find protection for you.
GlobalTerm
GlobalTerm
Temporary protection. Long‑lasting impact.
Two options, with coverage for 10 or 15 years. Ideal if you are planning your finances, protecting your family, or securing your medium‑term projects.
Main Features:
- Starting at USD 200,000
- Level premiums during the initial term
- Option to convert to permanent life insurance
- Coverage for children, terminal illness, and more
Age of eligibility:
- GlobalTerm 10: 18 to 75 years old
- GlobalTerm 15: 18 to 70 years old
GlobalTerm
GlobalTerm
Temporary protection. Long‑lasting impact.
Two options, with coverage for 10 or 15 years. Ideal if you are planning your finances, protecting your family, or securing your medium‑term projects.
Main Features:
- Starting at USD 200,000
- Level premiums during the initial term
- Option to convert to permanent life insurance
- Coverage for children, terminal illness, and more
Age of eligibility:
- GlobalTerm 10: 18 to 75 years old
- GlobalTerm 15: 18 to 70 years old
Portal Access
Client Direct
Policyowners with life insurance sold through the Private Client Life division can access their life insurance policy information, payment options and more.
Additional Resources
Resource Center
Access additional resources, forms, applications, product terms and conditions and additional policy benefits
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