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Personal Accident Insurance
Everyday Protection You Can Count On
Get reliable coverage designed to help you manage life’s unexpected moments.
What is Personal Accident Insurance?
Let us take care of you and your family with our individual personal accident insurance. If a sudden accident or illness causes unexpected injury, our insurance solutions can help you protect your finances and you from the high costs of an emergency.
Explore our Solutions
Personal Accident Plans
Personal Accident Plans
Personal Accident Plans
Critical Illness
Critical Illness
A diagnosis of a critical illness can often seriously impact your physical, emotional, and financial health. Our Critical Illness plans provide a lump sum to help you and your family mitigate the financial impact.
Summary of Benefits:
- Coverage for more than 22 illnesses
- Your policy will pay you the face value if you receive a first‑time positive diagnosis during the term of the policy
- You will receive the agreed amount to cover the costs of your condition, regardless of your health insurance
- And more
We have several plan options available, with coverage from COP 50,000,000 up to COP 200,000,000.
Illnesses covered:
Cancer | Limbic encephalitis (LE) |
Heart attack | Coma |
Coronary artery bypass | Motor neuron diseases |
Cerebrovascular disease | Parkinson’s disease |
Kidney failure | Alzheimer’s disease |
Transplant of vital organs | Coronary angioplasty of two or more arteries |
Multiple sclerosis | Aorta graft surgery |
Guillan Barré syndrome | Paralysis |
Chronic inflammatory demyelinating polyneuropathy (CIPD) | Blindness |
Loss of limbs | Deafness |
Loss of speech | Third degree burns |
Think about everyone who depends on you today.
To request a quote for Critical Illness insurance,
Cancer Plan
Cancer Plan
Cancer is one of the leading causes of death in the world, and with the rising costs associated with treatment, it can be a truly devastating diagnosis.
In the event that you are diagnosed with this disease, a cancer policy will help you cover any costs for co‑payments and deductibles that are not covered by your health plan or any other medical coverage, as well as all the ordinary expenses that can destabilize a family’s finances.
Summary of Benefits:
- Financial support so that, if you are diagnosed with cancer, you’ll have the funds needed to fight it
- Coverage ranges from COP 50,000,000 up to COP 200,000,000
- Psychological assistance by phone
- And more
Think about everyone who depends on you today.
To request a quote for a Cancer Plan, .
Individual Plan
Individual Plan
In the event of accidental death and dismemberment, this plan provides you with basic accident coverage, as well as hospital expenses, international travel assistance, and funeral expenses coverage, applicable 24/7 and up to age 75.
Coverages:
- Plans available from COP 100,000,000 to COP 600,000,000
- Total and permanent disability due to an accident
- Death and dismemberment due to an accident
- Daily benefit for hospitalization due to illness and accident
- And more
Summary of Benefits:
- Funeral assistance
- International travel assistance
- 24/7 home medical assistance
- One Plus medical sports club membership
- And more
Think about everyone who depends on you today. Your Individual Plan insurance is here for you.
To request a quote for an Individual Plan,
Basic Plan
Basic Plan
This very simple personal accident plan offers you 24/7 coverage, up to age 75, in the event of accidental death or dismemberment.
Coverages:
- Plans available from COP 100,000,000 to COP 600,000,000
- Total and permanent disability due to an accident
- Death and dismemberment due to an accident
Summary of Benefits:
- Funeral assistance
- 24/7 home medical assistance
- One Plus medical sports club membership
Think about everyone who depends on you today. Your Basic Plan insurance is here for you.
To request a quote for a Basic Plan,
Couples Plan
Couples Plan
This plan protects your spouse with coverage in the event of accidental death and dismemberment. It is applicable 24/7, up to age 75.
Coverages:
- Plans available from COP 100,000,000 to COP 600,000,000
- Total and permanent disability due to an accident
- Death and dismemberment due to an accident
- And more
Summary of Benefits:
- International travel assistance
- Funeral assistance
- Dental and eye care
- 24/7 home medical assistance
- One Plus medical sports club membership
- And more
Think about everyone who depends on you today. Your Couples Plan insurance is here for you.
To request a quote for a Couples Plan,
Family Plan
Family Plan
This plan is designed to protect your family in the event of an accident. Coverage includes benefits for accidental death and dismemberment or functional loss. You will be covered 24/7, up to age 75.
Coverages:
- Plans available from COP 100,000,000 to COP 600,000,000
- Total and permanent disability due to an accident
- Death and dismemberment due to an accident
- Bone fractures
- Educational expenses accidental death
- And more
Summary of Benefits:
- International travel assistance
- Funeral assistance
- Dental and eye care
- 24/7 home medical assistance
- One Plus medical sports club membership
- Home and pet assistance
- And more
Think about everyone who depends on you today. Your Family Plan insurance is here for you.
To request a quote for a Family Plan,
Executive Plan
Executive Plan
This plan is specially designed to cover the accident insurance needs of the executives at your business or businesses in Colombia. It provides standard coverage for accidental death and dismemberment up to age 75 and includes the following additional benefits:
Coverages:
Plans available from COP 100,000,000 to COP 600,000,000
- Total and permanent disability due to an accident
- Dismemberment due to an accident
- Daily benefit for hospitalization due to illness and accident
- And more
Summary of Benefits:
- Funeral assistance
- International travel assistance
- Dental and eye care
- 24/7 home medical assistance
- Platinum medical sports club membership
- And more
Think about everyone who depends on you today. Your Executive Plan insurance is here for you.
To request a quote for an Executive Plan,
Critical Illness
Critical Illness
Cancer Plan
Cancer Plan
Individual Plan
Individual Plan
Basic Plan
Basic Plan
Couples Plan
Couples Plan
Family Plan
Family Plan
Executive Plan
Executive Plan
A diagnosis of a critical illness can often seriously impact your physical, emotional, and financial health. Our Critical Illness plans provide a lump sum to help you and your family mitigate the financial impact.
Summary of Benefits:
- Coverage for more than 22 illnesses
- Your policy will pay you the face value if you receive a first‑time positive diagnosis during the term of the policy
- You will receive the agreed amount to cover the costs of your condition, regardless of your health insurance
- And more
We have several plan options available, with coverage from COP 50,000,000 up to COP 200,000,000.
Illnesses covered:
Cancer | Limbic encephalitis (LE) |
Heart attack | Coma |
Coronary artery bypass | Motor neuron diseases |
Cerebrovascular disease | Parkinson’s disease |
Kidney failure | Alzheimer’s disease |
Transplant of vital organs | Coronary angioplasty of two or more arteries |
Multiple sclerosis | Aorta graft surgery |
Guillan Barré syndrome | Paralysis |
Chronic inflammatory demyelinating polyneuropathy (CIPD) | Blindness |
Loss of limbs | Deafness |
Loss of speech | Third degree burns |
Think about everyone who depends on you today.
To request a quote for Critical Illness insurance,
In each product’s general conditions, you will find a description of the basic coverage and its exclusions, deductible amounts, waiting periods before coverage begins, age limits, automatic renewals, unilateral cancellations, and any other legal provision limiting your right to obtain benefits.
This is not an offer or request to sell insurance products. The above information is a summary of the product’s various benefits. It is not a contract or agreement. All products are subject to exclusions and other applicable terms and conditions.
Portal Access
Reoccurring Online Payments
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Online Payments
Make first payment of individual policies and payment of group policies online safely and securely
Additional Resources
Resource Center
Access additional resources, forms, applications, product terms and conditions and additional policy benefits
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Important Announcement
If you are a policyholder, insured or beneficiary affected by the State of Emergency declared by Decree 0150 of 2026 in Córdoba, Antioquia, La Guajira, Sucre, Bolívar, Cesar, Magdalena or Chocó, we put at your disposal the following contact methods: Phone number: 601‑756‑2323 option 9 (8:00 a.m. to 5:00 p.m.) Email: servicioalclienteco@palig.com (subject: Economic Emergency) to support your claims and to request assistance in payment of premiums impacted by this situation.