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Life Insurance
Protection for a Lifetime
Provide long‑term security and peace of mind for the people who matter most.
Life Insurance
Life insurance will help you ensure your financial future—whether you are worried about what could happen to your loved ones if you can no longer provide for them, or you simply want to save so you can enjoy your retirement to the fullest or even pay for your children’s education, and much more. We have the solution that matches your needs and will help you protect you now and in the future.
Explore our Solutions
Universal Life
Business Life Insurance
Universal Life
Universal Life
Business Life Insurance
Business Life Insurance
If you need permanent life insurance, but prefer flexible premiums, Universal Life insurance may be right for you. This product is designed to evolve with your changing needs. From a savings component that can be used when needed most, to retirement funds and more, this best‑in‑class solution, with excellent cash accumulation value, will be with you for a lifetime.
Vida Flex Max
Vida Flex Max
Vida Flex Max is an excellent way to meet a range of financial needs. It combines protection and savings so that you can live your life to the fullest, with the best support.
With long‑term accumulation of cash value, along with affordable premiums, you will be covered by insurance that meets your current and future needs.
- For people 18 and older
- Face values from COP 100,000,000 up to COP $6,800,000,000
Main Features:
- Protection and savings in a single product
- Level premiums for the entire period of coverage
- Low‑cost increases in the face value with additional term insurance
- You can insure your spouse under the same policy
- Attractive guaranteed minimum interest rate of 3.00% and current interest rate of 5.25%*
Summary of Benefits:
- Planning for peace of mind in your retirement
- College fund for your children
- Protection of your assets and future projects
- Business insurance, coverage for the key people in your business
- And more
Think about everyone who depends on you today. Your Vida Flex Max insurance will be customized especially for you, based on your age and gender.
To request a Vida Flex Max quote, click here.
* The current rate may vary, depending on market conditions. The interest rate as of year 16 will be 5.50%.
Vida Flex Max
Vida Flex Max
Vida Flex Max is an excellent way to meet a range of financial needs. It combines protection and savings so that you can live your life to the fullest, with the best support.
With long‑term accumulation of cash value, along with affordable premiums, you will be covered by insurance that meets your current and future needs.
- For people 18 and older
- Face values from COP 100,000,000 up to COP $6,800,000,000
Main Features:
- Protection and savings in a single product
- Level premiums for the entire period of coverage
- Low‑cost increases in the face value with additional term insurance
- You can insure your spouse under the same policy
- Attractive guaranteed minimum interest rate of 3.00% and current interest rate of 5.25%*
Summary of Benefits:
- Planning for peace of mind in your retirement
- College fund for your children
- Protection of your assets and future projects
- Business insurance, coverage for the key people in your business
- And more
Think about everyone who depends on you today. Your Vida Flex Max insurance will be customized especially for you, based on your age and gender.
To request a Vida Flex Max quote, click here.
* The current rate may vary, depending on market conditions. The interest rate as of year 16 will be 5.50%.
Ensure the continuity of your business.
Covering the lives of your business partners and key individuals is an essential part of sound financial planning. Protect your company from the financial imbalance that would be caused by the absence of these individuals.
Summary of Benefits:
- Ensures your business continuity and integrity
- Does not affect working capital
- Secures liquidity
- Flexibility and excellent returns
- And more
Think about everyone who depends on you today. Your business life insurance is here for you. We are ready to answer any questions you may have.
To request a quote for Business Insurance,
In each product’s general conditions, you will find a description of the basic coverage and its exclusions, deductible amounts, waiting periods before coverage begins, age limits, automatic renewals, unilateral cancellations, and any other legal provision limiting your right to obtain benefits.
This is not an offer or request to sell insurance products. The above information is a summary of the product’s various benefits. It is not a contract or agreement. All products are subject to exclusions and other applicable terms and conditions.
Portal Access
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Reoccurring Online Payments
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Additional Resources
Resource Center
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Important Announcement
If you are a policyholder, insured or beneficiary affected by the State of Emergency declared by Decree 0150 of 2026 in Córdoba, Antioquia, La Guajira, Sucre, Bolívar, Cesar, Magdalena or Chocó, we put at your disposal the following contact methods: Phone number: 601‑756‑2323 option 9 (8:00 a.m. to 5:00 p.m.) Email: servicioalclienteco@palig.com (subject: Economic Emergency) to support your claims and to request assistance in payment of premiums impacted by this situation.