Pan-American Life Insurance Company – El Salvador Branch

Pan-American Life entered the Salvadorean market in 1928 when the company began to operate in San Salvador. Pan-American Life El Salvador has stood out as a pioneer and leader in the individual and group insurance market, offering one of the largest investment portfolios in the country, creating savings and working capital for thousands of Salvadoreans.

Quarterly Unaudited Financial Statements

Company financial statements corresponding to year 2013

Company financial statements corresponding to year 2012

Audited Financial Statements


Medical Network Providers


  • Medical Expenses
  • Individual Life

Apartado de Gobierno Corporativo Sitio Web

Universal Life Insurance

We provide universal life insurance plans that are flexible, easy to understand and competitively priced.

Vida Flexible I

This policy meets the life insurance needs of the policyholder who seeks attractive and long-term savings (cash value).

Vida Flexible II

This policy that offers attractive savings (cash value) for intermediate and long-term savings goals.

Term Life Insurance

Our term life insurance policies have guaranteed, affordable, level annual premiums, and offer the possibility to convert to a permanent protection plan available from the company.

10-year term

Insurance policy with 10-year level premiums.

Group Insurance

Pan-American Life offers you a complete range of additional group insurance products and services, created to meet the needs of employers as well as its employees.

Life Insurance

This insurance policy protects the life of the employee. An indemnity is paid upon the policyholder’s death.

Health and Accident Medical Insurance

This plan provides coverage for medical expenses incurred by the policyholder in the event of an illness or accident. Benefits are established in accordance with the client's needs, but normally provide comprehensive hospital, surgery, maternity, ambulatory, prescription drug and emergency benefits.


This product offers life and medical insurance to companies with a group size of 5-25 employees.

Accident Medical Insurance

This plan refunds medical expenses incurred by the policyholder in the event of an accident.

Dental Plan

This plan can be added to health and life insurance plans, offering a variety of benefits and services including preventive, restorative and orthodontic treatment.

Individual Health Insurance

Pan-American Life offers individual health insurance with attractive benefits and services that includes coverage for medical expenses, dental and a life insurance policy.


This individual insurance plan offers life, health and dental benefits for individual or family coverage.

Seguro Internacional de Gastos Médicos Mayores

Pan-American Private Client was created as a concept to cater its products and services to a very exclusive and demanding clientele that acquire the Major Medical polices. Our goal is to offer a service that is delivered through an experienced and dedicated group of professionals who are always ready to provide the very best customer experience and through the support of an extensive net of medical providers.

Pan-American WorldAccess

Offers an open pass to the best hospitals and physicians in the world. It will provide each member insured under the policy, with up to $5,000,000 of coverage per year, an amount that resets every policy year.

Pan-American PreferredAccess

Offers access to high rated hospitals and doctors all around the world. It will provide you and each insured in your policy with up to $2,000,000 of coverage per year, an amount that resets every policy year.