Pan-American Life Insurance Company – Ecuador Branch
Pan-American Life entered the Ecuadorian market in October 1956 when the company began to operate both in Guayaquil and Quito.
In 1984, Pan-American Life moved its headquarters to Quito where it started offering individual life and group health insurance.
Pan-American Life Ecuador has stood out as a pioneer and leader in the individual and group insurance market,
offering one of the largest investment portfolios in the country, creating savings and working capital for thousands of Ecuadorians.
Universal Life Insurance
We provide universal life insurance plans that are flexible, easy to understand and competitively priced.
|
|
An insurance policy in US dollars designed to provide an increase of cash value. It offers one of the most flexible plans in the market with a minimum guaranteed interest rate.
|
|
|
TA universal life insurance policy in US dollars that is adaptable to the needs of the client.
|
Term Life Insurance
Our term life insurance policies have guaranteed, affordable, level annual premiums, and offer the possibility to convert to a permanent protection plan available from the company.
|
|
Term life insurance policy offering a 20-year level premium guaranteed for 10 years.
|
Group Insurance
Pan-American Life offers you a complete range of additional group insurance products and services, created to meet the needs of employers as well as its employees.
|
|
This insurance policy protects the life of the employee. An indemnity is paid upon the policyholder’s death.
|
|
|
This policy provides the policyholder and his/her dependents medical benefits.
The policy refunds or reimburses a specified amount due to medical treatment.
|
Total Permanent Disability Insurance
|
This plan covers the policyholder in the event of total and permanent disability
as a result of an accident or illness that does not allow him/her to continue working.
|
Accidental Death and Dismemberment Insurance (AD&D)
|
This insurance offers exclusive coverage for the policyholder in the event of bodily injury
resulting from direct, violent, accidental events beyond his/her control.
|
|
|
This plan can be added to health and life insurance plans, offering
a variety of benefits and services including preventive, restorative and orthodontic treatment.
|
Individual Health Insurance
|
|
- Individual health plan for medical care and prescriptions
- Offers benefits and coverage for life
- 3 Plans: 1 international option and 2 local options
- Repatriation of Remains benefit for International plan
- No age of termination
- Competitive Rates
- Flexible Payment Plans
- Plan for permanent residents of Ecuador
- Eligibilty for persons up to 65 years in age
- Spouse or legal cohabitant can be added to the policy up until 65 years of age
- Dependent children, from the tenth day of birth until 25 years of age, that are single, full-time students and that are financially dependent on the policy holder, can also qualify
|