Universal Life

Universal Life is an excellent tool to preserve personal wealth and is designed to provide funds due to unexpected financial situations. A Universal Life Plan combines basic insurance protection with an underlying guaranteed interest rate. Such a plan can be used for many different purposes, including:

  • Family protection
  • Retirement planning
  • College funding
  • Planning for business succession

Pan-American Life offers many flexible Universal Life products that meet a variety of goals and circumstances. Flexibility is offered through various options.


Product Highlights

  • Choice of level or increasing benefits in case of death
  • Ability to have premiums waived or paid for in case of a disability
  • The right to include other insured’s in your policies

Select the country that you are interested in obtaining Universal Life insurance from the list below.

Request more information here