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México

Pan-American México, Compañía de Seguros, S.A. de C.V.

The expansion of Pan-American Life Insurance Group into Mexico is a natural step that supports the company’s strategic plan for Latin America. The history of Pan-American Life Insurance Group began in 1911, thanks to the vision of Crawford H. Ellis, a native of New Orleans, Louisiana. In March of 1912, the first life insurance policy was issued and Pan-American Life was on its way to becoming an “All-the-Americas” company.

Pan-American México, Compañía de Seguros, S.A., obtained the authorization to begin operations in Mexico on August 6, 2012. It is focused on the International Major Medical and Personal Accidents lines.

International Major Medical

Pan-American WorldAccess: Pan-American WorldAccess, offered through Pan-American México, Compañía de Seguros, S.A. de C.V. offers an open pass to the best hospitals and physicians in the world. Just choose the hospital or doctor and we will coordinate your treatment. It’s that simple. With Pan-American WorldAccess you have an endless choice of providers, from the top rated U.S. hospitals to the best hospitals in your home country.

Pan-American WorldAccess will provide you, and each member in your policy with up to $5,000,000 of coverage per year, an amount that resets every policy year. As a Pan-American WorldAccess insured you and your family will have the health coverage you need to offset a major medical condition and potentially prevent a stressful financial situation.

Pan-American PreferredAccess: Pan-American PreferredAccess, offered through Pan-American México, Compañía de Seguros, S.A. de C.V. gives you access to high rated hospitals and doctors all around the world. It will provide you and each insured in your policy with up to $2,000,000 of coverage per year, an amount that resets every policy year. Pan-American PreferredAccess was designed to help you save on your premiums, as per policy terms, by passing on the savings the company obtains through its Pan-American Private Client network of preferred providers. 

When seeking medical treatment for an elective procedure within the U.S., Pan-American PreferredAccess insureds can choose from a list of top rated U.S. Hospitals. As a Pan-American PreferredAccess insured you will have the choice of any hospital or doctor in the world, including your home country. There are significant advantages when treated in one of our preferred providers. Advantages include, no additional out-of-pocket expenses after you meet your annual deductible and guarantee direct payments to hospitals and doctors.

For more information about Pan-American WorldAccess and Pan-American PreferredAccess, please contact your insurance agent, call (52 55) 5047-2544, call the long distance number free of cost 01 800 212 55 77, or contact us directly for your specific concerns:

General Information and Service: serviciomex@palig.com
Policy Management and Risk Selection: evaluacionmex@palig.com
Medical Issues and Emergencies: notificacionesmex@palig.com
Medical Records and Claims: reclamosmex@palig.com
Forms Requests: rventasmex@palig.com
Pan-American WorldAccess
Hospitalization
Other Benefits
Outpatient Treatments
Maternity
Room and board, per day 100% 
Intensive care unit, per day 100%
Surgeon and assisting physician fees 100%
Anesthesiologist fees 100%
Medications 100%
Laboratory tests, pathology and diagnostic imaging 100%
Cancer treatment 100%
Dialysis 100%
Prosthesis and corrective devices 100%
Companion of a hospitalized minor, per night $300
Organ transplants, per lifetime $1,000,000
Ambulance - air and ground $150,000
Congenital or hereditary conditions before age 18, lifetime $1,000,000
Congenital or hereditary conditions on or after age of 18 100%
Preventive health checkup $300
High risk hobbies and amateur sports 100%
Emergency dental treatment 100%
Hospice care 100%
HIV/AIDS per lifetime $500,000
Repatriation of human remains 100%
Complimentary therapy, maximum 20 days 100%
Podiatric 100%
Visits to physicians and medical specialists 100%
Emergency room visits 100%
Cancer treatment 100%
Laboratory tests, pathology and diagnostic imaging 100%
Dialysis 100%
Medications 100%
Physical therapy and rehabilitation, maximum 60 days 100%
Home health care, maximum 60 days 100%
Durable medical equipment 100%
Normal maternity and healthy newborn care per event for normal delivery, elective C-section, prenatal treatment and up to 5 well baby care visits per newborn. $7,500
Complications of pregnancy and ill newborn per lifetime will be paid for maternity complications and newborn complications of birth. $1,000,000
Pan-American PreferredAccess
Hospitalization
Other Benefits
Outpatient Treatments
Maternity
Room and board, per day 100%
Intensive care unit, per day 100%
Surgeon and assisting physician fees 100%
Anesthesiologist fees 100%
Medications 100%
Laboratory tests, pathology and diagnostic imaging 100%
Cancer treatment 100%
Dialysis 100%
Prosthesis and corrective devices 100%
Companion of a hospitalized minor, per night $100
Organ transplants, per lifetime $450,000
Ambulance - air and ground $50,000
Congenital or hereditary conditions before age 18, lifetime $500,000
Congenital or hereditary conditions on or after age of 18, lifetime $1,000,000
High risk hobbies and amateur sports, lifetime $250,000
Emergency dental treatment 100%
Hospice care 100%
Repatriation of human remains 100%
Visits to physicians and medical specialists 100%
Emergency room visits 100%
Cancer treatment 100%
Laboratory tests, pathology and diagnostic imaging 100%
Dialysis 100%
Medications $10,000
Physical therapy and rehabilitation, maximum 30 days $6,000
Home health care, maximum 30 days $6,000
Durable medical equipment $6,000
Normal maternity and healthy newborn care per event for normal delivery, elective C-section, prenatal treatment and up to 3 well baby care visits per newborn. $4,000
Complications of pregnancy and ill newborn per lifetime will be paid for maternity complications and newborn complications of birth. $500,000

Terms and Conditions
Seguro básico estandarizado de gastos médicos mayores – Individual y Familiar
Pan-American WorldAccess – Local currency
Pan-American WorldAccess
Pan-American PreferredAccess

Mass Marketing

Mass marketing and micro insurance products offered by members of the Pan-American Life Insurance Group are geared toward financial institutions, micro credit and debit/credit card issuers; private colleges and universities; department stores; and utilities such as water, electricity, telephone and cellular service providers.

Our goal is to offer a variety of products that are easy to understand, and at a reasonable cost, to broader segments of the population.

Some of the micro insurance products that are ideally suited to be distributed via mass marketing techniques are Income protection, In-Hospital daily benefits, Critical Illnesses and Accidents.

In addition, we have key staff members with a wealth of knowledge and expertise in the areas of mass marketing and micro insurance, with specialized software available to successfully administer this specialized business.

Personal Accidents

Pan-American Mexico's line of Personal Accident products, for both individuals and groups, offers protection through various distribution channels.

This product uses Personal Accident coverage as its main component and brings together marketing strategies that surround this insurance segment resulting in highlighting our commercial partners' brands, payment methods, client base, segmentation possibilities, creativity, administrative efficiency, product offerings and service excellence.

Distribution is managed through commercial partners or sponsors to whom we offer an added value at no additional cost with the expectation of additional income.

There are several ways in which insurance marketing activities contribute to our business partners, including:

  • Strengthening loyalty
  • Augmenting differentiation
  • Increasing client satisfaction
  • Improving retention
  • Promoting new client acquisition

The following are key elements of Personal Accident products offered by Pan-American México, Compañía de Seguros, S.A.:

  • Ease of enrollment: generally does not require medical evaluation or elaborate paperwork
  • High insurance amounts
  • Low premiums

Our team of professionals evaluates the adaptability of each product to best meet the needs of our business partners with the goal of developing long standing relationships.

Personal Accident insurance guarantees payment of insured amounts by the policy holder in the event of a covered accident resulting in an organic loss, including loss of sight or loss of life. This coverage is available worldwide, 24 hours a day, 365 days a year. Insurance policies may be renewed every year.

Terms and Conditions PA Basic Standardize
Terms and Conditions PA Integral
Terms and Conditions - BodyCare
Terms and Conditions - BodyCare Plus

Financial Statements

2014
2013
2012

Miguel Sierra
Country Manager

Pan-American México, Compañía de Seguros, S.A. de C.V.

Avenida Paseo de la Reforma 412,
Suite 1501
Colonia Juárez, Delegación Cuauhtémoc,
México D.F.,
C.P. 06600
(52 55) 5047-2545
Major Medical: (52 55) 5047-2544

© 2014 Pan-American Life Insurance Group. All Rights Reserved.

© 2014 Pan-American Life Insurance Group. All Rights Reserved.