Pan-American Life Insurance of Panama, S.A.

As one of the largest and oldest markets of Pan-American Life Insurance Group, Panama has become a model for the Central American region.

Since its opening in 1912, Pan-American Life Insurance de Panamá, S.A. has offered individual life and individual and group health insurance products. The most important factor in the sales of individual life insurance has been the marketing of universal life products that are flexible and varied. At the same time, the company offers one of the best products of group insurance in the market thanks to its adaptability and to the custom design created to meet the needs of the clients.

The market is designed for medium and large businesses; nonetheless, Pan-American Life of Panamá also offers individual plans that were developed as an option to convert clients that already have group plans.

Among its accomplishments, Pan-American Life of Panamá distinguished itself for being one of the first insurance companies to manage the health benefit plans for the retired employees of the Panama Canal and for being the pioneer of medical provider networks (hospitals, physicians, and laboratories) in the country.

Audited Financial Statements

Company financial statements corresponding to year 2012
2012

Universal Life Insurance

We provide universal life insurance plans that are flexible, easy to understand and competitively priced.

FlexiLife V

This policy meets the life insurance needs of the policyholder who seeks attractive and long-term savings (cash value).

FlexiLife VI Plus

This policy offers a wide variety of protection and attractive savings (cash value) for intermediate and long-term savings goals.

Trust Life

Universal life insurance with a flexible, minimum premium, comparable to term life plans with a minimum guaranteed interest rate for the first two years.

Term Life Insurance

Our term life insurance policies have guaranteed, affordable, level annual premiums, and offer the possibility to convert to a permanent protection plan available from the company.

20 Years

This policy offers a 20-year level premium.

Business Insurance

Key Executive Planning: An effective way to protect against negative financial effects and provides clients and creditors with security concerning the future of the business upon premature death of a key person.

Partners Insurance

Designed to help with obligations, transfers, funds, terminations and settle details of the parties involved.

Key Man Insurance

Designed to indemnify business for the death of a key man or the loss of his or her skills and experience.

Group Insurance

Pan-American Life offers you a complete range of additional group insurance products and services, created to meet the needs of employers as well as its employees.

FlexiMedic

This plan covers expenses for various medical treatments and includes a life insurance benefit.

Accident Medical Insurance

This plan refunds medical expenses incurred by the policyholder in the event of an accident.

Dental Plan

This plan can be added to health and life insurance plans, offering a variety of benefits and services including preventive, restorative and orthodontic treatment.

Business Insurance

Key Executive Planning: An effective way to protect against negative financial effects and provides clients and creditors with security concerning the future of the business upon premature death of a key person.

Partners Insurance

Designed to help with obligations, transfers, funds, terminations and settle details of the parties involved.

Key Man Insurance

Designed to indemnify business for the death of a key man or the loss of his or her skills and experience.

Individual Health Insurance

Pan-American Life offers you a complete range of additional group insurance products and services, created to meet the needs of employers as well as its employees.

Flexi Cancer

This is an exclusive plan providing cancer protection and care. Read more...

Health Trust

This individual insurance plan offers life, health and funeral and repatriation expense benefits for individual or family coverage.

Specialized Products

Mass marketing and micro insurance products offered by members of the Pan-American Life Insurance Group are geared toward financial institutions, micro credit and debit/credit card issuers; private colleges and universities; department stores; and utilities such as water, electricity, telephone and cellular service providers.

Our goal is to offer a variety of products that are easy to understand, and at a reasonable cost, to broader segments of the population.

Some of the micro insurance products that are ideally suited to be distributed via mass marketing techniques are Income protection, In-Hospital daily benefits, Critical Illnesses and Accidents.

In addition, we have key staff members with a wealth of knowledge and expertise in the areas of mass marketing and micro insurance, with specialized software available to successfully administer this specialized business.

Seguro Internacional de Gastos Médicos Mayores

Pan-American Private Client was created as a concept to cater its products and services to a very exclusive and demanding clientele that acquire the Major Medical polices. Our goal is to offer a service that is delivered through an experienced and dedicated group of professionals who are always ready to provide the very best customer experience and through the support of an extensive net of medical providers.

Pan-American WorldAccess

Offers an open pass to the best hospitals and physicians in the world. It will provide each member insured under the policy, with up to $5,000,000 of coverage per year, an amount that resets every policy year.

Pan-American PreferredAccess

Offers access to high rated hospitals and doctors all around the world. It will provide you and each insured in your policy with up to $2,000,000 of coverage per year, an amount that resets every policy year.